Discover how the Indiana Energy Independence Fund can help you save energy and money with our sustainable financing solutions.

Home is where the energy savings are

Unlock affordable energy savings for your home with energy efficient upgrades.

Our programs offer cost-effective solutions tailored to homeowners across Indiana, supporting those looking to reduce energy bills while enjoying a more comfortable and healthy living space.

Find energy-saving programs available in your area! Select your county to see personalized options for affordable, energy efficient home upgrades.

PowerSave Indiana

Homeowners across Indiana can take advantage of the PowerSave Indiana loan program, designed to make essential home upgrades more affordable—no matter their financial background.

Loan amount range: $3,000-$50,000 (subject to loan type)

Rates as low as: 8.5%

Terms: 3-7 years

Learn More About PowerSave Indiana

Smart-E Loan

Homeowners in Northeast Indiana, including low-to-moderate-income households and credit-challenged individuals, can access Smart-E loan offers to finance more than 40 home energy upgrades.

Loan amount range: $500-50,000

Rates as low as: 6.99%

Terms: 5-20 year terms available

Learn More About Smart-E

What home improvements are eligible?

Home performance and efficiency

Heating and cooling

Water heating

Health and safety

Renewables