IEIF’s Smart-E residential program is now live in Northeast Indiana! Watch the highlights from the residential financing kickoff event.
Discover how the Indiana Energy Independence Fund can help you save energy and money with our sustainable financing solutions.
Home is where the energy savings are
Unlock affordable energy savings for your home with energy efficient upgrades.
See if an energy savings program is currently available in your area or fill out a form and we’ll let you know when one launches near you.
Our programs offer cost-effective solutions tailored to homeowners across Indiana, empowering those looking to reduce energy bills while enjoying a more comfortable and healthy living space.
No money down, low-interest financing, and easy to apply
- Low-interest financing with flexible terms
- Ranges from $500 to $50,000
- Choose from over 40 energy improvements
- Available to low-to-moderate-income and credit-challenged individuals
- Unsecured loan with no down payment
- Designed for homeowners of one-to-four-unit, owner-occupied properties in Indiana
- Easy online application process
- Trustworthy, licensed contractors
- Up to 25 percent of the loan is available for other energy-related improvements
What home improvements are eligible?
Home performance and efficiency
Heating and cooling
Water heating
Health and safety
Renewables
Find energy-saving programs available in your area! Select your county to see personalized options for affordable, energy efficient home upgrades.
Coming Soon!
We’re working to bring financial programs to your county. Want to be the first to know when they’re available?
Smart E-Loan
Homeowners in Northeast Indiana, including low-to-moderate-income households and credit-challenged individuals, can access Smart-E loan offers to finance more than 40 home energy upgrades, from insulation and energy-efficient windows to heat pumps and solar panels.
Loan amount range: $500-50,000
Rates as low as: 6.99%
Terms: 5-20 year terms available
